Frequently Asked Questions


What do I need to get approved?

#1 Proof of current income.   (Recent pay stubs or bank statements)

#2 Proof of home address   (Any recent piece of mail delivered by the post office with your name on it)

#3 Valid Driver’s License

#4 Active full coverage auto insurance

#5 Minimum down payment

How do you guarantee approval?

  •  Because we are the bank!  We make it easy to get financed at Car Credit Nation.  If you have the 5 requirements listed above you will be approved.  We do not decline any customer due to low credit scores, bad payment history, past bankruptcies, or even past repossessions.  At Car Credit Nation we finance your future and not your past.

What is the minimum down payment?

  •  Typically, we offer some of the lowest down payments in our area to our customers. Regardless of credit history!

Are your vehicles warrantied?

  •  Yes! We guarantee every vehicle by providing free 30 day / 3,000 mile limited warranties with every sale.  Extended 2-3 year breakdown protection + maintenance plans are also available.


Do you provide a loaner car if my vehicle breaks down?                         

  • Yes! With an extended service contract the customer not only gets loaner car coverage for major repairs but also 24 hour roadside assistance!

Can I exchange my vehicle if I decide I do not like it?   

  •  At Car Credit Nation we understand selecting the right vehicle be a tough decision.   We want to remove some of that pressure by allowing you to exchange your new vehicle within 7 days for any reason if you are not satisfied.  This is a one time option to exchange the vehicle and not the right to return it.  The replacement vehicle must be in stock and within your original credit approval.     See store for further details.


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